Module III - Health Benefit Committees, Current Trends
Module III focuses on the difference between the social and business models of insurance, the delivery models of health insurance in schools, and the importance of building large risk pools. It provides data about the California Health Care Coalition, health savings accounts, the ramifications of opting out, the Healthy Families Program, and preparing for health retiree cost disclosure (GASB 43 & 45).
Objectives
Module III focuses on the difference between the social and business models of insurance, the delivery models of health insurance in schools, and the importance of building large risk pools. It provides data about the California Health Care Coalition, health savings accounts, the ramifications of opting out, the Healthy Families Program, and preparing for health retiree cost disclosure (GASB 43 & 45).
Objectives
- Understand the difference between the social model and business model of insurance.
- Be aware of four ways health insurance in schools is purchased.
- Acquire information about hot topics such as the California Health Care Coalition, health savings accounts, opting out, the Healthy Families Program, and GASB 43 & 45.
- Learn the difference in delivery models and the importance of building large risk pools.
- Review and discuss each component of an HSA and the “ins and outs” of a high deductible health plan.
- Understand the pros and cons of opting-out of health coverage (and other cash-out schemes), and the long-term impact of implementing these types of plans.
- Discuss how the Healthy Families Program can provide low cost benefits to children of many school employees.
